In life, we plan the type of education, skills training, and professional designations we'll obtain. We may also spend time planning the best industries to work in and which employers to work for. Once employed, we often strategize every career move so that we can progress to the top of our respective fields. However, while we focus so much time on each of these plans, we often forget to plan for "life after work."

Why Retirement Planning is Important

Everything we do, from picking a career to managing job progression, is presumably so we can our families and dependents can live a better life. However, all of these plans and effort could be jeopardized if we fail to plan for "life after work." There are many questions to consider for this.

• What will retirement be like?
• Are we spending too much money?
• How often should we be saving?
• What if we run out of money in retirement?
• Are we making the right investment decisions?
• How much money will we need in retirement?
• Will government and employer pension plans cover us through retirement?

We can't prepare for retirement if we don't plan for it. An ill-prepared retirement can spell financial stress and chaos!

What We Can Do For You

For our clients, retirement planning starts well before retirement does. Our retirement planning service looks at your long-term financial wellbeing and ensures that your "life after work" if just as well-planned as your life before retirement. Our retirement planning service includes the following:

• Your personalized retirement planning strategy: at the center of everything we do for you are four pillars. We form plans to ensure you achieve financial goals prior to retirement, have sufficient income during retirement, protect your nest egg and yourself against unknown emergencies, and leave your legacy in a way of your choosing.
• Understanding your goals: utilizing an intensely personalized approach, we work to understand your specific retirement goals.
• Analyzing where you are at: we work with you to build an in-depth financial inventory to have a clear understanding of where you currently stand financially relevant to the retirement planning process.
• Developing the plan: we collaborate with you to create a retirement plan that addresses all of your unanswered retirement questions. When we're finished, you will not only have a clear understanding of what you need to fund your retirement lifestyle and what your investments will generate but also how to bridge the shortfall, if any.
• Implementing the plan: as you approach retirement, we will work closely with you to make sure the plans are implemented in a phased and orderly fashion. Our goal is to make transitioning into retirement as smooth and stress-free as possible.
• Supporting you make decisions on pensions and benefits: our retirement planning team will help you with expert advice and understanding on pensions and benefits. From whether you should apply to what to do with those funds, our professionals will make each aspect of it clear for you.
• Looking out for you in retirement and beyond: we continue working with you in retirement and beyond. We help you with complicated subjects like health care, insurance, charitable giving, and legacy planning to ensure you live a long and fulfilling retirement. Our specialists are here for you.
• Ongoing reviews: Our team will continue to monitor and review your retirement plans and speak with you regularly about any changes or updates.